👋 Hi Reader,

Happy Saturday! Here’s a preview of today’s newsletter:

• 💸 A simple 3-step approach to wealth and FU money
• 💳 New 100k point welcome offer
• 🌎 World's best points-bookable hotels
• 💳 Lots of great new card-linked offers
• 🏨 20% off Marriott hotels and resorts
• 🥤 My new favorite kitchen gadget and more!

As always, I hope you enjoy reading and please forward this to someone who might enjoy it too! (And if that's you, make sure to subscribe here so you don't miss out on amazing deals in the future).

Thanks so much!

Chris

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💸 The Simple Path to Wealth and FU Money

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Building wealth is not always about money, it's about freedom — to spend your time, to choose your career, to live your life on your own terms. JL Collins, author of The Simple Path to Wealth, shares his 3-step approach to earn "FU" money and discusses the power of low-cost index fund investing, and other effective strategies to create long-term wealth.

🛫 Travel, Points & Miles

🔁 Alaska ↔️ Hawaiian Transfers (+ Amex → Hawaiian)!

It's so tough to accrue Alaska miles, so I speculatively transferred a lot of my Amex points last month and thankfully you can now make free 1:1 mile transfers between Alaska Mileage Plan and HawaiianMiles. Finally, since Hawaiian is a transfer partner with Amex, you can now transfer Amex → Hawaiian → Alaska, which is amazing (but might not last)!

💳 New Welcome Offer: Up to 100k Bonus Points

You can now earn up to 100k bonus points on this card* that lets you earn points in Aeroplan, which is Air Canada's loyalty program and one of my favorite ways to book flights (in fact it's how we booked our flights to Iceland, where we are now).

*For compliance reasons, we can’t include names of all cards/banks.

🌎 World's Best Points-Bookable Hotels in 2024

Have a bunch of points, but not sure where to redeem them? Here's a list of the best 28 hotels in the world for 2024 (based on Travel & Leisure's rankings) that are not just bookable with points, but also offer outsized value for rewards program members of Marriott, Hilton, Hyatt IHG, and LHW.

🤑 Latest Deals

💳 Lots of Great Card-Linked Offers

There were a ton of great card-linked offers when I looked this week, so I'm excited to share my top picks, with expiration dates in parentheses.

Please note that not every cardmember might see all offers, but if you want to automate the process of adding every offer, I highly recommend CardPointers Pro + you can get 30% off here!

Amex

Travel:

• Waldorf, Conrad + LXR: $180 off $750 (9/30)
• Delta Airlines: 10k points for $300+ (10/24)
• Marriott: $140 off $350 (11/23)
• MGM Resorts: $80 off $400 (11/30)
• Preferred Hotels: $100 off $500 (12/15)
• Marriott Homes & Villas: $300 off $1,200 (12/17)
• Hilton: $40 off $100 (12/31)

Other:

• Google Pay: $10 for 3 purchases (9/30)
• Apple Pay: $5 off $50+, up to 3 times (10/15)
• Zappos: $20 off $100 (10/31)
• Patagonia: $30 off $200 (12/31)

Popular Bank*

Travel:

• Southwest: 10% cash back up to $40 (9/30)
• Travel Portal: $100 cash back on $500 (10/31)

Other:

• Costco: $20 off new memberships worth $65 (9/30)
• Amazon Fresh: 5% cash back up to $7 (9/30)
• Lululemon: 10% cash back up to $16 (10/28)
• Instacart: 10% cash back up to $60 (10/30)

*For compliance reasons, we can’t include names of all cards/banks.

🏨 20% Off Last Minute Marriott Stays

Marriott is offering a 20% off flash deal for bookings made by tomorrow for stays 9/30 - 11/5 (5-day advanced booking required). The 15-20% discount work at over 6,000 hotels and resorts around the world.

💰 Points & Miles on Sale

I wouldn't speculatively buy any of these points, but if you already have a specific redemption in mind or are well-versed in these programs, these offers could be quite useful! Expiration dates are in parentheses:

• Lifemiles: 1.1¢ each with best-ever 200% bonus (9/30)
• IHG: 0.50¢ each with up to a 100% bonus (10/5)
• Hyatt: 1.92¢ each with up to a 20% bonus (10/8)
• Aeroplan: 1.4¢ each with up to an 85% bonus (10/8)

🏨 Hyatt Double Points on International Stays

Starting on your second qualifying stay, you can earn 2X points (up to 20,000 total) at 320+ participating hotels in Europe, Africa, the Middle East, and Asia Pacific. Just register here before your stays (and by 11/4) and complete those stays between 10/7 and 12/20.

🕵️ Great Finds

🤑 Coast FIRE: A Guide to Semi-Retirement

If you want to keep digging into FI after listening to this week's episode, Coast FIRE is something I've been really intrigued by. It's a new-ish concept in the FIRE movement that's about saving enough that it will grow to fund your retirement, so you don't have to keep saving and can spend a bit more of your income while "coasting" along. This article from Nick Maggiulli​ breaks down everything you need to know.

🥤 Ninja CREAMi

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My friend Sahil Bloom recommended the Ninja CREAMi and we've been obsessed since getting it. 99% of the time we're using it to make protein ice cream (link to the recipe) in just a fews mins but we've also made fruit sorbet that the kids love (and the only ingredients are fruit).

💬 Parting Thoughts

As always, thanks so much for reading - I hope you enjoyed it!

Please feel free to reply to this email with any thoughts, feedback or even if you just want to say hi! :)

Chris