๐ Hi Reader, Hope your weekend is off to a great start! Here are some of my favorites from the past week:
As always, I'd really appreciate you forwarding this to anyone who might enjoy it (and if that's you, make sure to subscribe here). Thanks so much in advance! -Chris ๐ต How Much $ You Need to Retire EarlyAfter reading Karsten Jeske's Safe Withdrawal Rate Series, I knew he'd be the perfect guest to talk about strategies for financial independence and early retirement. We discuss sequence of return risk, market risks, the 4% rule, taxes, annuities, inflation protection, portfolio allocation, and even the psychological aspects of retirement planning.
๐ซ Travel, Points & Miles๐จ Last Call on a Big 120k Point Welcome BonusLast month I shared that this business card from a popular bank had a best-ever welcome offer of 120k bonus points after you spend $8k in 3 months and it's been confirmed that it will only be available until through 9am EST on 9/5/24. Itโs one of the best opportunities to earn transferrable points that could be worth $1,500 or more. And if you think youโre not eligible for a business card, this article might change your mind :) ๐จ Hilton Q3 Promo: 2,500 Bonus Points Per StayHiltonโs Q3 Promo is out and pretty easy. For stays completed between 9/3/24 and 12/31/24 at any Hilton hotel/resort, you earn 2,500 Bonus Points as long as you register in advance here. ๐ Earn a Quick 1,000 Marriott Points with UberMarriott Bonvoy members can now earn an easy 1,000 bonus points by linking their Uber account and completing their first ride by 9/30/24. Unfortunately, Uber Eats orders doesnโt qualify for this promo. In other Marriott news, theyโve partnered with Sonder, adding 100+ apartment-style properties where Bonvoy members can now earn and redeem points. ๐ Free Radisson Rewards VIP StatusRadisson Rewards has an offer for free upgrade to their top VIP tier, which includes perks like room upgrades, breakfast for two, lounge access, and early/late checkout. The bad news is that I tried every tactic mentioned in the post above and couldn't get it to work. The good news is that I managed to figure out my own method by using the promo code and appending it to another sign up URL, which I put together for you here. I expect they'll turn this way off too, so act fast. ๐ซ JetBlue Mosaic Elite Status MatchJetBlue has relaunched a status match program for elites from American, Alaska, Delta, and United, offering broader eligibility but with stricter requirements. The match is only up to Mosaic 2, with the opportunity to earn up to Mosaic 3 by earning tiles (JetBlue's elite status-qualifying units). If you time you match right, you could potentially secure status for the current and following years. ๐ค Update: Alaska and Hawaiian MergerLooks like the Alaska Airlines and Hawaiian Airlines merger is moving forward and this article talks about whatโs next for Alaska Mileage Plan. If you've been looking for a way to get some more Alaska Miles, this article covers the risks of transferring points to Hawaiian (with a 20% transfer bonus through 8/31) expecting they'll become Alaska Miles (which was recently confirmed that they will transfer 1:1 here). ๐ค Latest Deals๐ฏ $50 off $50 at TargetIf you don't already have a Target Circleโข Card, they're currently offering new cardholders $50 off $50 when you get approved. A $50 bonus wouldn't usually excite me, but this offer works with the Debit Card version of the card, which has no impact on your credit. It also offers 5% off Target, free 2-day shipping and some other benefits. ๐ $75 Uber Credit with CLEAR EnrollmentThrough 9/3/24, you can get a $75 Uber voucher (also good on Uber Eats) with any new CLEAR Plus membership when you enroll at this link with the code BETTERTRAVEL75. Membership is $199/yr, but if you've been considering joining or have an Amex card that reimburses the fees (like The Platinum Cardยฎ from American Express or The Business Platinum Cardยฎ from American Express), it might be a good time to sign up. I have 3 cards with a CLEAR credit and I've only used two, so I'm actually considering offering to pay for a family member's membership if they give me the Uber credit. Win-win for both of us :) ๐ธ Two SoFi Offers Expiring Soon!SoFi still has two expiring deals that can help you earn some extra $$:
๐ต๏ธ Great Findsโ๐ฉบ Peter Attia: Longevity 101If youโre interested in learning more about longevity, this episode put together a really thorough introduction to the subject and covered CVD, cancer, neurodegenerative disease, nutrition, exercise, sleep, and more! It's also available as a podcast episode here and if you're a premium member of the podcast you also get their comprehensive show notes. ๐ฐ New Solo 401(k) Features at CarrySince we started running our own business, we opened a Solo 401(k) at Carry and consolidated all our old 401(k)s into it as well. It's been a fantastic experience, but they just launched 3 more features I'm super excited about:
P.S. If you want to learn more about how to save on taxes, check out ep #147 with Carryโs co-founder Ankur Nagpal. During that episode, he offered a deal for new customers that I think still works here. ๐ฌ Parting ThoughtsAs always, thanks so much for reading - I hope you enjoyed it! Please feel free to reply to this email with any thoughts, feedback or even if you just want to say hi! :) Chris |
Discover the latest and greatest hacks, deals and recommendations to upgrade and optimize your life, money and travel โ all while spending less and saving more.
๐ Hi Reader, Happy Monday! I decided to delay this email two days to share my take on two refreshed/new cards and their massive welcome offers. Here's what's included today: ๐ Card changes + two huge welcome offers (up to 200k points) ๐ณ What's in my wallet for 2025 ๐ธ 5% back/5x points on bonus rotating categories for Q3 ๐บ Biz class flight deals to Europe, Japan, Brazil and more ๐ฐ $1,000 welcome bonus from Ramp ๐ฆ $150 savings on Amazon orders ๐ฐHelping Tim Ferriss burn 15M+ miles and points and...
๐ Hi Reader, Hope your weekend is off to a great start! Here's a quick look into today's newsletter: ๐ 50 ways to upgrade your life, money, and travel ๐ณ 4 new welcome offers worth 100k+ points ๐จ๐ป๐ผ Last minute Fatherโs Day gift ideas โ๏ธ Over 63k bonus miles from Delta, United & Alaska ๐ณ New card offering 4% back on everything ๐ฆ Bank bonuses worth $700+ ๐จ Latest Hyatt & Marriott hotel promos ๐ Free month of coding for kids and more! I really hope you enjoy reading! Feel free to share this...
๐ Hi Reader, Happy Saturday! Big favor to ask: if you enjoy my content, I'd really appreciate a 5-star review on Apple Podcasts. We have a unique growth opportunity next week, so this would mean a lot. Thanks! ๐๐ผ Here are some highlights from todayโs newsletter: ๐ณ Three new ways to earn 5 free nights or >100k points ๐ช How to move up the Wealth Ladder ๐บ Award flight deals (including biz class) to 15+ destinations ๐ณ Latest card-linked offers ($1,500+ in savings) โ๏ธ 10,000 AAdvantage miles from...