​

👋 Hi Reader,

Hope your weekend is off to an amazing start! Here’s a sneak peak of today’s newsletter:

• 🥇 How to invest, resell and profit from gold
• 🇮🇸 Join our Iceland 2025 trip
• 🏨 2x points at Hilton + IHG
• 🛒 $30 off Costco deliveries (+ $45 for new members)
• 🍝 How I got 40% off a Michelin star dinner
• 💬 Listener Q&A with Amy
• 📈 50 years of investing wisdom and more!

If you found this newsletter helpful, I’d be so grateful if you shared it with someone who might enjoy it too. And if that someone is you, ​sign up here​ to stay updated with the best deals and recommendations every week. Thanks so much!

Chris

🥇 Make Money Investing In and Reselling Gold

​

Gold expert Trey Benedict shared the ins and outs of the gold market, including its history, how gold is valued, where to find opportunities for investing, reselling and profiting from gold, and tips to avoid scams.

Fun fact: As a kid, Trey made $10k off a $400 coin and is now the founder of Pure, one of the biggest places to buy and sell gold online.

Today’s newsletter is brought to you by… DeleteMe​

With AI making scams more sophisticated, protecting your personal data is more crucial than ever. When I Googled myself, I found detailed profiles with my email, phone number, address, family members, and more. After hours of trying to remove it manually and almost giving up, I turned to DeleteMe which made the entire process feel so effortless.

​DeleteMe removes your personal information from 100s of data broker websites and continuously scans to keep it off. On average, they remove 2,000+ pieces of data in the first two years for each customer.

Get 20% off for you or your entire family at chrishutchins.com/deleteme​

P.S. DeleteMe makes a great holiday gift that I've gifted family the past few years.

🤑 Latest Deals

🍝 Up to 40% off Michelin Star Dining with InKind

​inKind is a free app that let's you save $$ at 2,000+ restaurants, bars, and cafes across the US. In fact, I just used it last night to get 40% off a Michelin-star dinner at Niku Steakhouse in SF. You can save up to 15% paying with the App, but there's 3 ways to do even better: 1) a free $25 off from a referral (mine is here) 2) $100 InKind giftcards for $60 at Costco and 3) 25-33% off by pre-loading your InKind balance. Based on the 3-4 times we've used it, it seems like a no-brainer way to save, as long as they have restaurants you like in their network.

🛒 Costco: $30 Off Delivery + $45 for New Members

Costco is offering $30 off $100 on same-day deliveries with promo code SDHOLIDAY2024. Also, if you’re not already a Costco member, sign up via Groupon before 12/22 and get a free $45 Costco gift card.

💸 10% Off Gift Cards for Delta, Lowe's and More

​MyGiftCardsPlus is running a sale on tons of gift cards, and while many of the discounts aren't that exciting, 10% off Delta and Lowe's caught my eye. I'm also thinking about grabbing 15% off Total Wine. You can see the full list here.

🛫 Travel, Points & Miles

🇮🇸 Iceland 2025 Trip: Bookings Open!

​

We've just opened up bookings for our Iceland trip next year and the spots are filling up pretty fast. Everything you need to know about the trip is here. I'm so excited for you all to experience what was definitely one of the best trips I've ever taken!

🏨 Unlimited 2x Points at Hilton & IHG Properties

Take advantage of these two hotel promos offering unlimited 2x points on stays during Q1 2025:

• Hilton Honors: Valid for stays from 1/1 to 4/30/25. Award stays only earn 2x points on incidentals. Registration required.
• IHG: Earn 2x on paid nights of $30+ (award nights excluded) between 1/1 and 3/31/25. Registration required.

💸 Q1 Rotating Bonus Categories

Every quarter, some credit cards offer up to 5% cash back/5x points on eligible combined spending in rotating bonus categories. Here are the categories for Q1 2025:

• Popular Bank: Grocery stores (excludes Walmart & Target), fitness clubs, gym memberships, hair, nails, spa services, and Norwegian Cruise Lines. Plus, get 5% back on insurance payments and tax prep services in March (activate here).
• Discover: Restaurants, home improvement, and select streaming services (activate here).
• Citi Dividend: Restaurants, Citi Travel, Amazon, and select streaming services (activate here).

💳 New $200 Hilton Credit on Business Card

A popular business card now offers $200 in annual Hilton credits ($50 per quarter) as part of its travel benefits and perks. All you need is a Hilton Honors account and to register for the Hilton for Business program to qualify.

🛫 Airline Credit Card Updates

Here are the latest offers and updates on co-branded airline credit cards:

• Alaska Airlines Visa Signature® Card: Earn a ​limited-time sign-up bonus​ of 70k miles plus a Companion Fare after a $3k spend in 3 months. Card benefits include priority boarding, free checked bags, and lounge discounts.
• Alaska Airlines Premium Card (Coming 2025): ​Waitlist by 12/31​ to instantly earn 500 miles and eventually, 5k miles on top of the sign-up bonus. This $395-a-year card is expected to offer 3x on dining and foreign purchases with no foreign transaction fees, and it also offers Global Companion Award Certificates.
• AAdvantage® Cards: American Airlines and Citi have ​extended their partnership, which will make Citi the exclusive U.S. issuer starting 2026. This means Barclays AAdvantage cards will be discontinued after 2025, but until then, they're still open for signup and the Aviator Red Card has a 60,000 mile welcome bonus after your first purchase.

💎 Buy IHG One Elite Status

IHG is offering (some) members a chance to buy elite qualifying points by 12/31 to secure elite status for 2025. Costs vary by account, but at the higher end you can buy the full 120k points for Diamond status for $800 or $640 with a credit card discount. I probably wouldn't do this unless you're incredibly confident you'll be able to get more value than the cost in 2025, but worth sharing if you're close to status already.

🕵️ Great Finds

💬 Listener Q&A with Amy

​

Last week, my wife, Amy and I answered a ton of your questions about life, relationships, kids, routines, date nights, and more. We also briefly touched on hiring an assistant and shared some card strategies.

📈 50 Years of Investing Wisdom in 50 Minutes

​

I’m a big fan of Howard Marks’ Memos and really enjoyed this video where he distills five decades of investing experience. He shares insights on investing, the stock market, and much more.

💬 Parting Thoughts

As always, thanks so much for reading! I’d love to hear your thoughts on today’s newsletter, and if you enjoyed it, please let me know why!

Chris