👋 Hi Reader,

Happy Saturday! Here’s a sneak peek of today’s newsletter:

🤑 10 million points giveaway
🥗 The science of nutrition
💸 3 ways to earn a free $40 shopping online
🎁 Latest gift card deals
💰 30+ card-linked offers for $5-200 back
🏠 Earn points on a home purchase
🎓 Maximize college savings and more!

I really hope you enjoy reading, and please don't forget to forward this to someone who might enjoy it too! (And if that's you, make sure to subscribe here). Thanks so much!

Chris

💰 Donate Stock/Crypto and Save $$$ on Taxes

Today's newsletter is brought you by... Daffy

This holiday season, turn your market gains into real impact. Instead of cash, consider donating appreciated assets like stocks or crypto to save up to 37% on taxes while maximizing your giving potential.

So join me in Daffy’s Gains for Good challenge to help raise $10M for charity!

How It Works

Donate appreciated investments through Daffy.
Every unique donation per day counts as one entry to win Daily Prizes, a $5,000 Grand Prize, and a Limited-Edition T-Shirt for everyone who donates if we hit the $10M goal.

Deadline: Enter by 12/17 at 11:59 pm PST

Save on taxes, maximize your impact, and help raise millions for charity by joining the Gains for Good Challenge today!

🥗 Science of Nutrition & Impact on Your Body

I loved talking to Dr. Mark Hyman about the science of food and how nutrition can enhance physical and mental health, energy and longevity. Prioritizing my health through nutrition is a key goal for 2025, so if you’re on the same path, I highly recommend giving this a listen!

📺 Watch or 🎧 Listen

🤑 Latest Deals

💸 3 Easy Ways to Get $40 Shopping Online

$40 from Rakuten: Sign up here and get $40 when you spend $40. Plus, you can convert your cash back to points.
$40 from TopCashback: New members who sign up here and earn $10 cashback by 12/10 will receive a $40 bonus.
$40 from Capital One Shopping: Add the Capital One Shopping extension and spend $15 within 90 days to earn a $40 rewards bonus. No Capital One card required!

📶 Unlimited Talk, Text and Data for $135/year

Right now Mint Mobile has a 50% promotion where you can get a fill year of Unlimited Data, Talk & Text for only $180 for the whole year However, there's a card-linked offer for $45 of $90+ that brings the total down to just $135/year or $11.25/mo. You can find the deal here, just click Shop Plans and look for Unlimited & 12 Months.

🎁 Latest Gift Card Deals

Lately, I've been saving so much by diving into the wold of Gift Cards and here are some of the top recent deals:

Target: 10% off (up to $500 this weekend)
Best Buy: 15% off Uber, Uber Eats, and Walgreens
Southwest Airlines: 14% off at Costco (limit 5)
Citi ThankYou: Up to 20% off select gift cards
Dave & Buster’s: 40% off Arcade Cards

Additionally, I'm building out my own marketplace for you to buy gift cards from retailers like Amazon, Uber, DoorDash, Instacart and Walmart for 5-25% off, It's in a very beta state and for right now, all orders need to be ≥$1k. If you're still interested in getting early access, please reply to this email and let me know what you're looking for.

Or, you can also check out the Pepper Rewards app for discounted gift cards (12–20% off). New users who spend $200 in 15 days get $20 back with a referral code—mine is 612342.

💳 30+ Amazing Card-Linked Offers

There are so many great card-linked offers right now and if you use an extension like CardPointers (see below) you can get them activated on multiple cards at once.

Air Canada: 10% back on (max $40) (ends 1/3/25)
Apple Pay: $5 off $50+ (3 times)
Backcountry: $200 back on $400+
Best Buy: $25 off $250+
CVS: 10% back on (max $5)
Dell: $100 off $500+
Dropbox: 30% off (up to $100)
Etsy: $15 off $100+
Four Seasons $200 off $900
Lowe’s: $10-$100 back on $60-$600
IKEA: 10% back (max $27)
Insurance Bills: 5-10% off (up to $200)
Lego: $15 off $75+
Lululemon: 10% off (up to $160)
Mint Mobile: $45 off $90+
Oura: $50 off $250+
Patagonia: $30 off $200+
Pepper: $15 off $50+ (stacks with referral: 612342)
Quince: $40 off $175+
Rent the Runway: $25 off $99+
Total Wine: $15 off $100+ (2 times)
Turo: $30 back on $150+ (ends 4/3/25)
Uniqlo: $10 off $50+
YouTubeTV: $20 off $57.99+ (2 times)
Vuori: $25 off $125+ (stacks with 20% off)
Warby Parker: $20 off $90+
Zappos: $25 off $125+
Zeel Massages: $30 off $100+ (stacks with referral: $20 off)

Don't forget to check out CardPointers Pro (which is 50% off right now) to automatically activate offers on multiple cards so you can save more!

🕵️ Great Finds

️👮 Four Days in Japanese Jail

A few years ago, Kai from The Daily Churn Podcast was arrested in Tokyo and ended up in jail for something that honestly could happen to any of us. He recorded a 4-part series about the whole experience and it's so great. Honestly, I'm jealous you all will get to enjoy it without have to wait weeks between episodes to hear what happens next.

🎓 How to Maximize Your College Savings

Brad Baldridge, college funding expert and founder of Taming the High Cost of College, joined me last week to share tips on saving for college, including 529 plans and tax benefits. We also discuss common mistakes families make, strategies to maximize savings, and more.

📺 Watch or 🎧 Listen

🧘 5 Habits For Good Posture

According to Bryan Johnson (who has spent millions reversing his age and also joined me on Ep #165), good posture is essential for longevity. In this video, he shares 5 easy-to-adapt habits and exercises he uses to maintain perfect posture at all times.

🛫 Travel, Points & Miles

🤑 10 Million Travel Points Giveaway

A popular bank is giving away one million points to 10 people who have an eligible card (which is the main requirement to enter the giveaway). You can enter once per day and the points can be redeemed through the bank's travel portal for flights, hotels, car rentals, and more.

🏠 Earn Points on Home Purchases

Anyone with a free Bilt Rewards account can now earn 1 Bilt Point for every $2 spent on a new home with an eXp agent. According to Frequent Miler, there's no cap on the points you can earn, eXp agents are available nationwide for in-person showings, and buyer's fees are negotiated directly with the agent. I think Bilt points are among the highest value points out there, so if you're in the market for a home, this could be an interesting option. If you're not already a Bilt member, you can join for free here.

💺 Flying Blue Promo Rewards List For Dec 2024

Air France-KLM's Flying Blue December 2024 Promo Rewards is offering 25% off economy award flights between Europe and New York, Toronto, Montreal, and Portland with prices starting at 15k miles. Premium economy and business class awards start at 26.2k and 37.5k miles, respectively. Book before 12/31/24 for travel through 5/31/25.

🛫 Earn 5x United MileagePlus with Turo Bookings

Turo and United have teamed up to offer 5x MileagePlus miles on your first rental and 1x thereafter. Previously, the only option to earn miles on Turo was via Delta’s partnership, which offers 2k SkyMiles on your first rental and 500 on ones after. So the better deal depends on your rental cost and how you value United vs. Delta miles. Also, don't forget to check for card-linked offers (see post below) to stack your savings.

⛷️ 50% Off Alaska Flights To Ski Destinations

Save up to 50% on award flights to top skiing destinations in Europe, Canada, and Central Asia. You can book flights, starting at 10k miles one-way, before 12/31/24 for travel between 1/1 and 4/30/25.

🔁 New Transfer Bonuses

If you’re still planning holiday travel, these bonuses could help you score a great deal!

Virgin Atlantic: 40% bonus till 12/31
Aeroplan: 20% bonus (or more) till 1/15/25
Air France-KLM Flying Blue: 20% bonus till 1/15/25
IHG: 70% bonus till 1/15/25

As always, I wouldn’t suggest using these unless you have a specific trip planned. Here’s a list of past transfer bonuses to give you an idea of what you might expect in the future.

💰 Points & Miles on Sale

Again, only if you have a redemption in mind, these deals for buying points and miles might come in handy!

Hilton Honors: 0.5¢ each with a 100% bonus till 12/31
Flying Blue: 1.68¢ each with 45% off till 12/19
Southwest: 1.5¢ each with 50% off till 12/31

💬 Parting Thoughts

As always, thanks so much for reading! I’d love to hear your thoughts on today’s newsletter, and if you enjoyed it, please let me know why!