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👋 Hi Reader,

Hope your Saturday is going great so far! Here's a sneak peek of today's newsletter:

• 🛫 Crazy promo to earn a million points!
• 🧳 New hotel + airline partnerships
• 💸 1-3% brokerage bonuses
• 📦 New 40-50% off Amazon offers
• 💳 Best card-linked offers
• 💰 Points & miles on sale
• 💪🏼 Optimizing metabolic health
• 🎙️ Life-changing podcast episodes and more!

I really hope you enjoy reading and please forward this to someone who might enjoy it too! And if that's you, make sure to subscribe here so you get the best deals, latest news and trusted recommendations sent straight to your inbox, every single week :)

Thanks so much!

Chris

Today’s newsletter is brought to you by… Daffy​

I've been using Daffy for years—its my favorite way to give back.

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For a better system for giving and a free $25 to give to the charity of your choice, go to chrishutchins.com/daffy​

🤑 Latest Deals

📦 Up to 50% Off Amazon

Amazon refreshed another set of offers to get up to 50% off by redeeming just 1 point from a linked card. Expirations in parentheses.

• U.S. Bank Rewards: ​Up to 50% off​ (11/20/24)
• Discover Rewards: ​Up to 40% off​ (1/10/25) + ​5% cash back​ in Q4
• Popular Points Program: ​Up to 40% off​ (12/31/24)

💸 1-3% Transfer Bonuses for Robinhood HOOD Week

Robinhood's HOOD Week is running from 10/16 to 10/27 and offering up to a 3% bonus on transfers from external brokerages. I'm seriously considering taking out $10,000 of margin at my existing brokerage to qualify for the 2% bonus.

• 1% bonus for transfers to individual or joint investing accounts.
• 2% bonus for transfers with a $10,000+ margin balance.
• 3% bonus on IRA transfers with a Robinhood Gold subscription.

💳 Best Card-Linked Offers

Here are some great card-linked offers I found recently, with expiration dates in parentheses.

• Virgin Atlantic: $200 off $1,200 (11/30)
• AirFrance/KLM: $200/20 points​​ off $1,000 (12/31)
• Alaska Airlines: $40 off $200 (12/31)
• Starbucks: Up to 1,000 Delta SkyMiles with $100 reload (11/30)
• Lowe’s: $50 off $200 (11/30)
• AmazonFresh: 10% cash back up to $10 (10/30)

Note that some of these offers are targeted, so you may not see all of them. To automate these card-linked offers, I highly recommend checking out CardPointers Pro + get 30% off here!

💰 Points & Miles on Sale

If you have a redemption in mind, these deals for buying points and miles might come in handy! Expiration dates are in parentheses.

• Lifemiles: 1.27¢ each with a 160% bonus (10/31)
• Virgin Atlantic: 1.48¢ each with up to a 70% bonus (11/6)
• JetBlue: 1.6¢ each with up to a 100% bonus (11/8)
• Hilton Honors: 0.5¢ each with a 100% bonus (11/27)
• Wyndham: 0.975¢ with a 25% bonus (10/21)

📸 Earn DoorDash $$ for Your Photos

In a recent DoorDash order, I came across their photo incentive program, where you can earn credit by submitting photos of menu items that didn't already have photos. I got $9 credit for 3 photos and it didn't take much time at all. If you want to save even more at DoorDash, they still have $100 gift cards for $80 and our local Costco, which makes everything 20% off. Or if you've never used DoorDash, you can get $5 off your first order here.

🛫 Travel, Points & Miles

🗺️ United Adds 13 New Routes in 2025

United Airlines is expanding its network next year with 8 new destinations, including the Azores, Portugal, Greenland, Mongolia, Senegal and Palermo, Italy. We've had a ton of luck getting good redemption value booking United flights through Air Canada Aeroplan and Avianca Lifemiles, so this is pretty exciting news (even if most of the flights are from Newark).

🛫 Crazy Promo: Up to 1 Million SAS EuroBonus Points

SAS has a potentially lucrative promo if you're willing fly around the world over the next 3 months. To celebrate joining SkyTeam this promo let's you earn 1 million bonus points if you can travel on at least 15 different SkyTeam airlines by 12/31. AwardWallet made a sample itinerary that could be as cheap as $3,435, which is a bargain for 1 million points, but would be a crazy few months of travel. That said a younger, kidless me might have gone for it.

🧳 Latest Hotel + Airline Partnerships

Aeroplan x Marriott Bonvoy: Air Canada's Aeroplan and Marriott Bonvoy have just expanded their partnership with a reciprocal elite status match between programs.

AAdvantage x Hyatt: The ability to earn Hyatt points on American Airlines flights and AAdvantage miles on Hyatt stays will end on 12/31/24. However, they're offering new reciprocal benefits for members of both loyalty program.

🏆 New Bilt Transfer Partners (TAP Air Portugal & Accor)

​Bilt Rewards now lets you transfer to TAP Air (1:1) and Accor (3:2). Neither of these are that exciting but the Accor transfers will give you a value of ~1.45¢, which isn't terrible. More details here.

🕵️ Great Finds

💪🏼 Leveraging Metabolic Health to Live Longer

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In this episode, I talked with Dr. Casey Means about how changes to your food, exercise, sleep, and more can improve your metabolic health. She also shared her tips for essential biomarkers to monitor your health to live a longer, happier life.

📉 WSJ Article on “Pointsflation”

The WSJ recently published this article about how inflation is eroding the value of credit-card points. While they claim that points have lost 16-20% of their value in the past ~6 years, depending on how they're redeemed. However, they also pointed out that card signup bonuses have increased their offers by 1.5-2x over a similar time frame.

The big thing they didn't mention is that when redeemed optimally, they can offer as much as 2-4x the value of earning cash back, so unless you're redeeming your points for gift cards, I still think there's a ton of value earning points on cards and even more value when doing it from welcome bonuses :)

If you don't have WSJ access, this site republished the article for free.

🎙️ Life-Changing Podcast Episodes

I recently came across this list of 20 life-changing podcast episodes. While haven't listened to most of them yet, I have 5 flights over the next 2 weeks, so hopefully I can make a dent on the most interesting ones. None of my episodes made the list, but if I had to nominate one, it'd probably be Ep #91 with Bill Perkins, because it fundamentally changed the way I think about money and building wealth.

💬 Parting Thoughts

As always, thanks so much for reading - I hope you enjoyed it!

Please feel free to reply to this email with any thoughts, feedback or even if you just want to say hi! :)

Chris