👋 Hi Reader,

Happy Saturday! Here are some highlights from today's newsletter:

• 🤔 How to earn millions of points & more listener Q&A
• 💳 Increased welcome offers on United & Delta cards
• 💰 Bank bonuses worth over $10,000+
• 🛫 Business class award flight deals
• 🎁 Latest gift card deals this week
• 📝 100% Back on Paper Mate products at Staples
• 🛠️ Six reasons to learn DIY skills, and more!

One small favor: if you enjoyed reading, please forward this email to someone else who might too! And if that's you, make sure to subscribe here. Thanks so much in advance!

Chris

🤔 How to Earn Millions of Points & More Listener Q&A

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Check out this week's episode if you want to learn how I earned over 15 million points and miles. I also answer listener questions about spending strategies, credit scores, business cards, cash-back alternatives, and how to decide when a card (or perk) is worth it.

🔒 Take Control of Your Digital Privacy in 2026

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📋 My Past Week

Here's a quick recap of what I was up to last week:

• I spent a lot of the last week going deep down the ClawdBot MoltBot OpenClaw rabbit hole. For those not familiar, it's a [description]. So far it's blowing my mind and if you want to learn more, there's a ton of articles (like this) and videos (like this) that give more context and I'll be recording an episode soon about my experience. If you decide to play around with this or any other AI tools, please take the time to set things up in a safe/secure way.
• We ordered a Bambu Labs 3D printer as a holiday gift for the family and it finally arrived (was backordered). With so many things we could print, I'm feeling like I don't even know where to start. We've printed some fun/silly things for the kids, but I think the first real project might be setting up some Gridfinity storage. I don't think I realized some bigger prints take 12h+, which is likely the reason I'm overthinking what we print next. If you have any suggestions, please let me know!
• For a few weeks, we've been wanting to paint one of the bedrooms in our house and do a full deep-clean of our cars. It seemed like finding the time to knock them out was getting harder and harder, so we decided to outsource to a painter and mobile car wash/detailer this week. As much as I love doing DIY projects myself (see below), it felt so incredible to knock both projects out so quickly. Having been such a saver my whole life it's been hard to learn (and hone) the skill of actually spending money, but it seems to be getting easier with practice. For anyone curious we found the painter or Thumbtack and the mobile car wash/detailer on Yelp.

🤑 Latest Deals

💰 Bank Bonuses Worth Over $10,000+

Bank bonuses are a great way to earn some easy cash, so here are some worth checking out.

Personal

• ​Up to $3,000 from a Popular Bank: Open an eligible account or upgrade​ to it before 4/31 and complete qualifying deposits.
• ​Up to $1,500 from Marcus: O​pen a High-Yield Online Savings Account​ before 3/11 and complete qualifying deposits.
• ​Up to $1,000 from Bank of America (Targeted): Deposit a qualifying amount to a new or old savings account before 4/30. Check your email to see if you're targeted.
• ​$500 from Bank of America: O​pen an eligible checking account​ before 5/31 and complete qualifying direct deposits.
• ​Up to $500 from KeyBank (Select states): Open a new Key Smart Checking or KeyBank Hassle-Free Account before 2/6 using promo code KDMA1125​ and complete qualifying activities.
• ​Up to $500 from Citizens Bank (Select states): O​pen a new checking and savings account before 3/15 and complete the required activities.

Business

• ​Up to $2,000 from Citi: O​pen a business checking account​ in-branch before 4/6 and complete qualifying activities.
• ​$825 from Wells Fargo: Open a new eligible business checking account before 3/3 and complete the qualifying requirements.
• ​Up to $500 from First Commonwealth Bank (select states): Op​en a new business checking account before 3/24​ with promo code FCBIZ2 and complete the qualifying requirements.
• ​$400 from Wells Fargo​: Open a new eligible business checking account before 3/3 and complete the qualifying requirements.

📦 $10 Off $35 Costco Same-Day Delivery

Costco is offering $10 off orders of $35+ with the promo code WINTERSAMEDAY26 on same-day delivery until 2/22.

📝 100% Back on Paper Mate Products at Staples

Staples is offering 100% back in points (up to $40) on Paper Mate products. If you want to stock up on pens, pencils, and other writing supplies, take advantage of this offer before 1/31.

🎁 Latest Gift Card Deals

Here are some gift card deals I found this week with expiration dates in parentheses.

• Office Depot/OfficeMax: $15 off $300+ Visa gift cards (1/31)
• Safeway: 10x-12x points on Instacart gift cards (1/31)
• Kroger: 4x fuel points on 3rd party gift cards (2/1)
• inKind: $64.99 for a $100 gift card at Costco (02/22)
• Safeway: $10 off $50 select 3rd party gift cards​ (2/12)

P.S. If you want to learn how to save and profit from gift cards, check out Ep #212.

🛫 Travel, Points & Miles

💳 Increased Credit Card Welcome Offers: United & Delta

For compliance reasons, we can't mention all the cards by name, but the linked pages have all the details on the increased welcome offers.

United

• ​Personal Card 1​: 80K miles after $4K spend in 3 months.
• ​Personal Card 2: 70K miles after $3K spend in 3 months.
• ​Business Card 1: 100K miles & 2K PQP after $5K spend in 3mo.
• ​​Business Card 2: 100K miles & 2K PQP after $5K spend in 3mo.

Delta

• ​Personal Reserve​: Up to 125K miles. 100K after $6K spend in 6mo, plus 25K after an additional $3K spend. Offer ends 4/1.
• ​Personal Platinum: Up to 100K miles. 80K after $4K spend in 6mo, plus 20K after an additional $2K spend.
• ​Personal Gold: Up to 90K miles. 70K after $3K spend in 6mo, plus 20K after an additional $2K spend. Offer ends 4/1.
• ​Business Reserve: Up to 125K miles after $15K spend in 6mo.
• ​Business Platinum: Up to 100K miles after $8K spend in 6mo.
• ​Business Gold: Up to 90K miles after $6K spend in 6mo.

As always, you can find the full list of best card offers on our ​​Best Cards Page​.

📣 New Airline, Hotel and Points Promos This Week

Business Class Award Flight Deals

• 🇦🇹 Austria: From 70K Aeroplan points​
• 🇨🇴 Colombia: From 15K Atmos points​
• 🇩🇪 Germany: From 60K Aeroplan points​
• 🇮🇪 Ireland: From 45K Atmos points​
• 🇳🇿 New Zealand: From 85K AAdvantage miles​
• 🇵🇹 Portugal: From 60K Aeroplan points​
• 🇹🇷 Turkey: From 65K Miles&Smiles or MileagePlus miles​

Hotel Promos

• Accor: Up to a 125% transfer bonus from Bilt for February Rent Day on 2/1.
• Best Western: $50 gift card when you stay 3 nights between 2/2 and 5/10.
• Best Western: Up to 26K bonus points, 2.6K points per stay between 1/26 and 5/10. Register here and book before 2/1.
• Preferred Hotels: 2x points when you register here before 4/30 and complete a 2+ night stay between 3/1 and 4/30.
• Preferred Hotels: Free 250 points when you vote for your favorite hotel here before 1/31.
• IHG: Up to 30% off stays across Europe, India, and the Middle East. Book before 2/1 for stays through 3/15.
• IHG (Targeted): Earn Diamond status with 8 paid nights​ by 3/15. Register here.
• Wyndham Rewards: 0.72¢ each with an 80% bonus on purchased points.
• Hilton Honors: 0.5¢ each with a 100% bonus until 3/14.

Airline Promos

• Air Canada: 1.37¢ per point with a 100% bonus until 2/16.
• United (Targeted): Free Economy Plus seat upgrade if your birthday is in February. Use the code FEB2026BDAY for flights between 2/1 and 2/28.
• Uber: Earn Avios, Aeroplan points, Flying Blue miles & more on rides internationally.

🕵️ Top Finds

🛠️ Six Reasons to Learn DIY Skills

One of our readers (Justin) wrote this very relatable article about the value of learning DIY skills. Building skills isn't just about saving money; it's about gaining independence, understanding how things work, and finding satisfaction in creating and fixing things yourself.

🤖 Amazon's New Auto Buy Feature

Amazon just launched Auto Buy, which automatically purchases items when they hit your target price. I regularly use the Keepa browser extension to track prices on Amazon and I'm excited to use the Keepa data to set price targets and see what happens.

💬 Parting Thoughts

As always, thanks so much for reading! I’d love to hear your thoughts on today’s newsletter, and if you enjoyed it, please let me know why!

Chris